Shop Smarter, Not Harder with Salmon Financing! What is it and how does it work?

Ever found yourself at the mall eyeing a pair of shoes to add to your wardrobe or a new piece of appliance to upgrade your home, only to walk away defeated because your wallet is telling you, “Not today!”? Yep, we’ve all been there —it’s that moment where your shopping dreams are faced with the harsh truth of your financial reality.

Typically, at that point, the best thing you could do is to manage your budget and start setting aside money for any future purchases that you may want or need. Some may even choose to take out a personal loan or turn to credit cards when available. However, in today’s consumer landscape, there is now an alternative and modern solution to this all-too-familiar dilemma. And that is: In-Store Financing.

In-store financing is a super handy lending option that allows you to buy what you want now and pay for it over time. Unlike personal loans and credit cards, where the processes can be drawn out, In-store financing allows consumers to complete a transaction in real time at the point of sale whether you’re shopping in-store or online. Best of all, you don’t need any prior credit history to apply for one and get the green light to make your purchase.

Benefits of in-store financing

1. Make your dream purchases a reality. No more delaying your purchases or walking away empty-handed! With in-store financing, you can bring your coveted items home, regardless of your financial situation.

2. Hassle-free process. Say goodbye to the pangs of the waiting game and lengthy documentation processes. You can breeze through the checkout process, get approved for an in-store loan, and purchase your item/s within minutes!

3. Flexible payment options. This enables you to manage your finances more efficiently. With in-store financing’s flexible repayment terms and schedule, you can tailor it to fit your budget and lifestyle.

4. Accessible to all. In-store financing is a game-changer to those who may have previously struggled to secure a personal loan or credit card. No existing bank account or credit history? Don’t worry, in-store loans open the door to everyone!

What is Salmon Financing?

In-store financing is all about making shopping easier and accessible for everyone. It’s also a smarter way to shop for items that otherwise may have been out of reach.

Salmon understands this common struggle that many Filipinos face, which is why Salmon offers Salmon Financing, Salmon’s in-store loan, as an answer to this problem.

If you want to reap the benefits of in-store financing, apply for Salmon Financing today! Here’s how:

To get a product purchase loan, find a Salmon partner store. In the store, locate a Salmon Ambassador who will tell you about the terms, advise on what products you can buy on credit, help you fill out an application, and obtain the loan.

You may chat with Salmon Customer Care via Messenger to find the nearest partner store in your area.

To be eligible for a loan, you must be a Filipino citizen aged 18 or above with a stable income, whether from employment, self-employment, business, or remittances. You need at least one valid ID from the list, an iOS or Android phone, and a Philippine mobile number and email that only you use and own.

Before visiting the store, make sure to check all the requirements to avail of a loan.