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Powerful AI with Samsung Galaxy S24 Series on 0% Installment

Powerful AI with Samsung Galaxy S24 Series on 0% Installment

AI on phones used to feel like something you try once, then ignore. The Samsung Galaxy S24 Series is different. Galaxy AI works where it actually counts, translating calls in real time, cleaning up photos before you send them, tidying notes after a meeting. The Galaxy S25 Series is already out, which means the S24 has come down in price. If you want a capable flagship with practical AI at a better price point, now is a good time to get one.​​​​​​​​​​​It does not get in the way or make things complicated. It simply helps you get things done faster and with less effort. As you keep using it, it stops feeling like a feature and starts to feel like your phone just works better.

As of today, you have three models in the S24 series to choose from: the Samsung S24, S24+, and S24 Ultra. They all run Galaxy AI, so the core experience is similar across the lineup. Galaxy AI is built into everyday apps, as it can translate calls and messages in real time (including Filipino), help you write or summarize notes, fix the tone of your messages, and edit photos more easily by removing distractions or improving shots. These are features many people will actually use, especially for messages, school or work notes, and photos.

The differences between the models come down to what matters to you, like size, battery life, and camera hardware. If price is the main reason you have not upgraded yet, a Samsung S24 installment plan through Salmon can make it more manageable, with monthly payments at 0% interest and no credit card needed.

 

Meet the Samsung Galaxy S24 Series with Galaxy AI

Samsung introduced the Samsung Galaxy S24 Series in early 2024 as its first lineup with Galaxy AI, built into everyday features like calls, messages, and photos. All models also come with IP68 water and dust resistance, and long-term software support from Samsung.

The Samsung Galaxy S24 Series has three models to choose from, each suited to different everyday needs. The Samsung S24 has a 6.2-inch display, making it compact and easy to use for messaging, social media, and quick photos, while still running smoothly on the Exynos 2400 chip used in the Philippines. The S24+ steps up to a 6.7-inch screen and a larger battery, which helps if you are often out and need your phone to last through a full day of data, videos, and calls. The S24 Ultra is the most advanced, with a 6.8-inch display, a 200MP camera for sharper shots and better zoom, a built-in S Pen for notes or quick edits, and a Snapdragon 8 Gen 3 chip that handles heavier apps and gaming more easily. Across all three, you also get smooth 120Hz displays, 5G, and IP68 water and dust resistance, which are useful for daily use, travel, and unpredictable weather.

Galaxy AI continues to improve through updates, so the experience has only gotten better over time.

 

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What is Galaxy AI and how it works 

Galaxy AI is Samsung’s set of AI tools built into the phone, not a separate app. It works inside the apps you already use, like Samsung Notes, the Phone app, Messages, and the camera.

Some features run directly on the device, which means they can work even without an internet connection and help keep your data private. Others use the cloud for more advanced tasks, so the experience is a mix of both depending on what you are doing.

Day to day, it handles small but useful tasks for you. It can fix a photo before you send it, translate a call in real time, clean up notes after a meeting, or help you search something you saw on your screen. It is less about learning something new and more about your phone quietly helping you do things faster and with less effort.

Here are some of the Galaxy AI features available across the Samsung Galaxy S24 Series, including:

  • Live Translate translates phone calls in real time, so both people can speak in their own language and hear a translated version during the call
  • Chat Assist helps rewrite messages, adjust tone, and improve spelling and grammar depending on how you want to sound
  • Note Assist in Samsung Notes can summarize notes, format them, and even transcribe and summarize voice recordings with multiple speakers
  • Generative Edit lets you move or remove objects in photos and fills in the background naturally using AI
  • Circle to Search lets you circle anything on your screen to search it instantly without leaving the app, powered by Google 
     

 

Samsung Galaxy S24: Balanced power and performance

The standard Samsung Galaxy S24 is a solid choice if you want a capable phone that is comfortable to hold and easy to use with one hand. It has a 6.2-inch Dynamic AMOLED 2X display that stays sharp and visible even outdoors. The 4,000mAh battery supports 25W wired charging, and the camera setup includes a 50MP main lens, a 12MP ultra-wide, and a 10MP 3x telephoto, along with AI-powered photo editing features.

In the Philippines, it runs on the Exynos 2400, which handles everyday apps, multitasking, gaming, and AI features smoothly. If you are upgrading from an older phone and do not need the largest screen or the most advanced camera setup, this makes for a practical option.

The S24 price in the Philippines starts at around ₱53,990 for the 256GB model based on official pricing, though it may be lower during promos. 

Please take note that prices listed are based on official Samsung Philippines listings at the time of writing and are subject to change.

Samsung Galaxy S24 Plus: Bigger display and battery

The Samsung Galaxy S24+ makes more sense if you spend a lot of time on your phone, whether for  watching videos, browsing with your mobile data, or make a lot of messages and calls. It gives you more screen space and longer battery life, which helps if you binge watch on your phone, or are always on the go.

Its display is 6.7 inches with QHD+ resolution and a 120Hz adaptive refresh rate, so everything looks sharper and smoother, especially for videos and scrolling. The battery is 4,900mAh, and wired charging goes up to 45W, which helps when you need to top up quickly. The camera setup is the same as the S24, with a 50MP main, 12MP ultra-wide, and 10MP 3x telephoto, along with the full set of Galaxy AI features. In the Philippines, it runs on the Exynos 2400, which handles everyday apps, multitasking, and AI features reliably.

If you are looking for a Samsung Galaxy S24 Plus to buy in the Philippines, the price starts at around ₱61,990 for the 256GB model based on official pricing, although it can be lower during promos. The difference from the base S24 mainly comes down to the larger screen and longer battery life.

 

Please take note that prices listed are based on official Samsung Philippines listings at the time of writing and are subject to change.

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Samsung Galaxy S24 Ultra: Flagship performance

The Samsung Galaxy S24 Ultra is made for people who do more on their phones every day. That could mean gaming, creating content, handling heavy work tasks, or running youronline business from one device. It runs on the Snapdragon 8 Gen 3 with 12GB of RAM across all storage options, so the performance is smooth even when you have a lot going on at once.

The camera is one of the main reasons to choose this model, as you get a 200MP main sensor, a 50MP 5x periscope telephoto, a 10MP 3x telephoto, and a 12MP ultra-wide lens, with zoom going up to 100x. If you take a lot of photos, shoot videos, post often on social media, or need clearer product shots for your business, this gives you more room to do all of that plus more.

The 6.8-inch QHD+ display supports a 1 to 120Hz adaptive refresh rate, and the 5,000mAh battery with 45W wired charging is designed for longer and heavier use. The built-in S Pen is only available on this model and works well with features like Note Assist and Transcript Assist, which can help with notes, drafts, and document edits straight from your phone.

If you are looking for a Galaxy S24 Ultra to buy in the Philippines, the price starts at ₱84,990 for the 256GB model based on official pricing. 

 

Please take note that prices listed are based on official Samsung Philippines listings at the time of writing and are subject to change.

Buy the Samsung Galaxy S24 Series on installment

With the Samsung S24 installment plan from Salmon Product Loan, you can get a phone powered by advanced AI features today and pay it off over time at 0% interest.

Enjoy 0% interest on Samsung devices when you purchase at SM Cyberzone branches nationwide.

Get your Samsung Galaxy S24 Series on installment today

Pick an AI-powered smartphone that fits your needs and apply for a Salmon Product Loan in just a few steps. Apply for a Product Loan today

 

Frequently asked questions (FAQs)

Can I apply for a Samsung Galaxy S24 installment plan online?

Yes, but the process has two parts: an online application and an in-store visit to complete the final approval. Here's how it works:

Online

  1. Visit the Salmon website or mobile app and choose your preferred Product Loan amount based on the Samsung Galaxy S24 model you want and your budget. You can use the Product Loan calculator to review your monthly payment and down payment options.

  2. Fill out and submit the online application form. Salmon will check your application and let you know right away if you receive online approval.

  3. If your application is approved online, proceed to the next step by applying at a Salmon partner store. Please note you must complete the final approval process with the help of a Salmon sales ambassador.

In-store

  1. Visit a Salmon partner store that sells Samsung devices. Check the location directory to find one near you.

  2. Approach a Salmon sales ambassador in-store. They will assist you in completing your application and confirm final approval from Salmon.

  3. Once fully approved, sign the loan agreement and take home your new Samsung Galaxy S24 series smartphone the same day.

What documents are usually required to apply for a smartphone installment plan?

Here's what you need to apply for a Salmon Product Loan:

  • A stable or steady source of income, whether employed or self-employed

  • An active Philippine mobile number

  • Your personal email address

  • You must be at least 18 years old

How long can an installment plan last for a Samsung Galaxy S24?

Your Samsung Galaxy S24 installment terms depend on your profile and credit history, since Salmon works out each offer individually. Salmon offers flexible terms of 4, 6, 9, 12, and up to 24 months. Depending on your approved offer and the specific terms and conditions of our partner stores, we may also offer various down payment options. Your fees and interest rate depend on your profile, the device, and the loan term you choose.

In some cases, you may qualify for a 0% down payment offer, depending on your eligibility and current promotions. When you review your loan offer, you will see the total cost, final down payment, monthly payments, and any applicable charges clearly.

To estimate how much you need to pay for your Samsung Galaxy S24 installment every month, you may try our Product Loan calculator.

Can I pay for my Samsung Galaxy S24 installment in full early?

Yes, you may repay the entire remaining balance for your installment early. Just open the Salmon app at any time to settle your balance. To make sure you know the exact payment required, the app will display a calculation of the final amount to be paid before proceeding. How to make an early payment

What should I consider before getting a smartphone installment? 

Check if the monthly payment fits your budget and does not affect your other expenses. Look at how long you will be paying and the total amount, so there are no surprises. Shorter terms mean higher monthly payments but you finish paying off faster. Longer terms mean smaller payments but you pay over a longer period. It is also a good idea to confirm that the store near you has the exact model and storage option you want before you apply.

30.04.2026