Shop better. Pay later
Split your purchase into monthly payments — from 0% down and 0% interest
Borrow up to ₱60,000
Shop gadgets, clothes, appliances, and more
Pay nothing upfront
As low as 0% down payment
Get approved in 1 minute
Fast loan approvals — you only need one ID to apply
Available in over 10,000 stores across the Philippines
Buy phones, gadgets, appliances, clothes, and more at Salmon partner stores
Popular product categories
See what you can buy more easily with Product Loan
Mobile phones
Upgrade your smartphone to the latest model
Computers and laptops
Get the right gear with the specs you need
TV and appliances
Level up your kitchen and entertainment space
Furniture
Enhance comfort to wind down at home or boost productivity at the office
Loan application requirements
Must be Filipino and at least 18 years old
One valid government ID
Stable income
Email and Philippine mobile number
Product Loan calculator
Easy to check your upcoming monthly payment
Terms and Conditions apply. Product Loan is a product offered by Salmon Finance Inc. (formerly Sunprime Finance Inc.) LoanOnline, powered by the Salmon app, serves as the online lending platform for Salmon Finance Inc., a licensed financing company regulated by the SEC with CA No. 1241 and CR No. CS201916698.
Industry-leading security you can rely on
Biometric security
Face scans and two-step verification ensure that only you can access your money and Salmon account
Artificial intelligence
We fight fraud and protect our customers using AI tools that monitor and detect suspicious activity
Genuine, expert customer service
Chat with a real person from our support team for clear answers to all your questions
For customers
Product Loan repayment methods
Track repayments via the Salmon app. Pay in monthly installments via e-wallets, cards, or over the counter
How to repaySalmon app — the smart way to manage your loan online
Download the app on the App Store, Google Play Store, or scan the QR code
Our commitment to your trust
The DTI Trustmark reflects our commitment to responsible and transparent online business practices, giving you confidence in every online transaction
FAQ
To get a product purchase loan, first find a store that is a Salmon partner in our location directory. Once you're in the store, locate a Salmon Ambassador who will tell you about the terms, advise on what products you can buy on credit, help you fill out an application, and obtain the loan.
You may chat with Salmon Customer Service via our In-App Chat to know the nearest partner store in your area. To do so, first open the Salmon app, tap Help, and then, tap Chat with us.
To be eligible for a loan, you must be a Filipino citizen aged 18 or above with a stable income, whether from employment, self-employment, business, or remittances. You need at least one valid ID from the list, an iOS or Android phone, and a mobile number and email that only you use and own.
Before visiting the store, make sure to check all the requirements to avail a loan.
If you're a new Salmon client, you have the exclusive opportunity to apply for Salmon Credit Line directly within the app.
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