BenefitsHelp
Product Loan

Shop better. Pay later

Pay in installments with Salmon Product Loan — from 0% down payment

Essentials covered, up to ₱60,000

For lifestyle upgrades — from fashion and furniture to gadgets and appliances

From 0% down payment

Flexible terms, low upfront costs. Pay at a pace that works for you

Fast application in just 1 minute

No lengthy forms or long waits. Apply with just one valid ID

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How it works

Filipino residents aged 18 and above with a valid ID and stable income are eligible to apply

  • 01

    Fill out the form below. Download Salmon 
app to continue your application

  • 02

    Visit a partner store and meet with a Salmon 
Ambassador to finalize your application

  • 03

    Checkout with your desired purchase and 
settle monthly repayments on time

Available in over 10,000 stores across the Philippines

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Exclusive deals

AUTOMATIC CENTRE

Unwrap Christmasaya Treats

Shop your Christmas upgrades at Automatic Centre with Salmon Product Loan and enjoy a free ₱500 Krispy Kreme eGift voucher

Home Along

Ready, Set, Pana-Loan sa Salmon Raffle Promo

Gumamit ng Salmon Product Loan, may 1 e-raffle entry ka na! No minimum spend

See all promos

Apply for Product Loan

A quick application, a faster decision

Should be between ₱1,000 and ₱60,000

Up to ₱14,000

Payment period (in months)

Monthly payment:₱1,500

Interest rate:0.00%

Product Loan is a product offered by Salmon Finance Inc. (formerly Sunprime Finance Inc.). Salmon Finance, powered by the Salmon app, serves as the online lending platform for Salmon Finance, Inc. (SEC Reg. No. CS201916698, C.A. No 1241). Terms and conditions apply, please review before availing

Product Loan repayment methods

Pay your monthly installments via e-wallets, bank apps, or over the counter

Blog

FAQ

You can apply if you’re a Filipino citizen who’s 18 or older and has a source of income: private employment, self-employment, your own business, or remittances.

You must also have:

  • 1 valid government ID
  • An active mobile number
  • Email address

See the full list of accepted IDs to know more.

You can start online or go straight to a partner store. Either way, you finish your application in a partner store.

  1. Optional: fill out the form on this page and download the Salmon app to continue your application.
  2. Go to the partner store map to find a partner store near you.
  3. Bring your valid ID and your phone. Have your mobile number and email address ready.
  4. Ask a Salmon Ambassador to finish your application. We review it on the spot.
  5. If you’re approved, claim your item the same day.

If you miss a payment, your loan becomes overdue. Chat with Customer Service in the Salmon app as soon as possible to find out about any late fees. Your due date can’t be changed, so pay on or before the due date in your loan agreement.

Yes. Open your Product Loan in the Salmon app and tap Pay loan in full. Paying early can lower the interest you pay. An early repayment fee may apply. 


Check Section III of your loan agreement for the exact amount.

There are two ways you can make repayments for your loans at Salmon:

  • Using the Salmon app — the most secure repayment method with no additional fees.

  • Without the Salmon app — make repayments through external channels like e-wallets, bank apps, or self-service kiosks. Please note that some fees may apply, which are collected by our payment partners.

 

Using the Salmon app

Log in to the Salmon app using the mobile number you registered during the application process. Once logged in, select the loan product you wish to repay from the options available on the Home screen.

  • GCash / Maya (Recommended)

    The fastest and easiest option: select GCash or Maya, generate the QR Ph code, and upload it to your chosen e-wallet app.

  • Banks (UnionBank, RCBC, and BPI)

    The Salmon app will redirect you to your selected bank’s app to complete your payment.

  • Over-the-counter (7-Eleven and Cebuana Lhuillier)

    Generate your payment barcode/code from the app and visit one of the listed partners to make your repayment.

 

All repayments made through the Salmon app come with no transaction fees with instant SMS/push confirmation of your repayment, and our support team is available 24/7 to help you along the way in case of any questions or requests.

Don’t have the Salmon app yet? Download it now

 

Without the Salmon app

Outside the Salmon app, you can pay through various self-service kiosks or our partners’ apps.

To make your payment, remember to use your loan account number. You can easily find this in the Salmon app. Just tap your loan product on the Home screen and check the Account details section.

Self-service kiosks

Look for Salmon under the Bills section:

  • CLiQQ — available at 7-Eleven stores nationwide

  • ECPay — available at TrueMoney, Puregold, and other partner outlets

  • eTap — available in select locations

 

Mobile apps

Find Salmon under Bill Payments in:

  • GCash / Maya

  • Globe

  • BDO

  • PalawanPay

An ₱18 service fee applies when you pay through these services. This fee is charged by our payment partners. Payments made through the Salmon app remain free of charge.

Chat with Customer Service in the Salmon app. To contact us:

  1. Open the app.
  2. Tap Help.
  3. Tap Chat with us.