Credit Line

Credit that you can use for free forever

Pay back in full within 62 days. No extra fees

Apply now

Product loan

Shop better. Pay later

Split your purchase into monthly payments — from 0% down and 0% interest

Laptop, smartphone and headphones available to buy on installment

Moto Loan

Get your dream on the road

Apply from anywhere to go everywhere — with online pre-approval in 1 minute

Motorcycle available through Salmon Moto Loan

Time Deposit

Deposit money wisely — earn from 6% per year

Market-leading rates help your money grow faster than in traditional banks

Philippine peso coin growing on tiered platforms

Merchants

Boost your sales with Salmon Product Loan

Let customers buy now and pay in installments

Merchant tracking sales growth in the Salmon app

Coming soon

More vibrant. More exciting. More coming soon

Be the first to feel it. Join the waitlist and get early access the moment we launch

Join now

Why choose Salmon

Most financial institutions make you prove yourself before they help you. We built Salmon the other way around — clear terms, fast onboarding, and real humans when you need them

All-in-one Salmon app

Loans. Credit. Savings.  One app to manage them all

Faster sign-up and access

Simple steps, clear guidance — no time wasted

Talk to a real person 24/7

In-app chat support for your transactions when you need it

Competitive savings

Grow your savings from 6% p.a. with Time Deposit

Salmon app screens showing Credit Line and Product Loan

4.8on App Store

Over 1.5M users and counting

Salmon brings digital banking into one app with products designed to fit real life

4.8Over 150k reviews

Industry-leading security you can rely on

Biometrics and encryption

Allows access only through your fingerprint and face scan to keep your account protected

Two-step verification

Prevents unauthorized logins by sending a one-time code to your device to confirm it’s really you

24/7 fraud monitoring

Tracks your account activity around the clock and sends alerts for any suspicious activity

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BSP, Securities and Exchange Commission, and AMLC seals

Committed to the highest banking standards

Fully licensed and BSP-regulated. We follow local regulations to keep your data private and your consumer rights protected

Latest news

Salmon secures $140 million (₱8.8 billion) to double down on the growth opportunity in the Philippines

$90 million financing committed by Spice Expeditions, WashU and Moore and $50 million of bond proceeds to fund the scaling of profitable lending and launches of new products