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Buy now, pay later

Enjoy now. Pay monthly.

Buy and bring home what you want today and pay later in easy monthly installments with Salmon Financing.

Apply now

Borrow up to ₱20,000 for all your shopping needs

As low as 10% down payment

Save time with instant approval

Shop from a wide range of products at over 2,000 locations across the Philippines. Buying home appliances, mobile phones, gadgets, laptops, TVs, furniture, clothing, shoes, bike parts, and accessories is now easier and affordable.

What you need to apply

Must be a Filipino citizen and at least 18 years old

Have a valid government-issued ID

Have a steady income

Have an email and active Philippine mobile number

Apply now

Available in over 2,000 locations across the Philippines

With our Salmon partner stores, shopping for clothes, toys, gadgets, furniture, homeware, and other retail items has never been easier.

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Apply in 3 easy steps

1

Visit any Salmon partner store located in popular malls across the Philippines

2

Choose a single item or bundle multiple products you want to buy with Salmon Financing

3

Find a Salmon Ambassador to start your application for Salmon Financing

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Industry-leading security you 
can depend on

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Biometric security

Face scans and two-step verification ensure that only you can access your money and Salmon account.

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Artificial intelligence

We fight fraud and protect our customers using cutting-edge AI tools that monitor and detect suspicious activity.

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Best-in-class customer service

Chat with a real person from our support team for clear answers to all your questions.

Apply now

For customers

Loan repayment made easy

Pay your monthly installment with e-wallets, credit or debit cards, or over the counter.

Ways to repay

News and updates

Salmon Named as One of the Next 100 Global Companies to Watch at the Global Banking & Finance Awards 2024

Salmon Named as One of the Next 100 Global Companies to Watch at the Global Banking & Finance Awards 2024

17.11.2024

Salmon Named Leading Fintech Group Philippines at the World Business Outlook Awards 2024

Salmon Named Leading Fintech Group Philippines at the World Business Outlook Awards 2024

13.11.2024

Salmon Completes a Significantly Oversubscribed $30 Million Series A-2 Financing Round, Secures Funding from Existing Investors

Salmon Completes a Significantly Oversubscribed $30 Million Series A-2 Financing Round, Secures Funding from Existing Investors

Salmon Completes a Significantly Oversubscribed $30 Million Series A-2 Financing Round, Secures Funding from Existing Investors

03.10.2024

Salmon Emerges as Best Fintech Start-Up Company at Global Outlook Awards

Salmon Emerges as Best Fintech Start-Up Company at Global Outlook Awards

Salmon Emerges as Best Fintech Start-Up Company at Global Outlook Awards

16.09.2024

Salmon Pera Serye. Pioneering Financial Literacy Series by Salmon Surpasses 1 Million Views

Salmon Pera Serye. Pioneering Financial Literacy Series by Salmon Surpasses 1 Million Views

Salmon Pera Serye, has surpassed 1.0 million views on TikTok

09.09.2024

Salmon Wins Prestigious International Finance Awards

Salmon Wins Prestigious International Finance Awards

These awards affirm Salmon’s commitment to delivering accessible, technology-driven financial solutions, designed with top-quality customer service and care

09.09.2024

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Be part of something incredible. There’s a place at Salmon for every kind of talent and brilliance.

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FAQs

Currently, if you're an existing customer, you can apply for a product purchase loan, known as Salmon Financing, in various stores across the Philippines. Additionally, other products such as Salmon Credit and Cash Loan are selectively offered to current clients.

To get a product purchase loan, find a store that is a Salmon partner. In the store, locate a Salmon Ambassador who will tell you about the terms, advise on what products you can buy on credit, help you fill out an application, and obtain the loan.

You may chat with Salmon Customer Care via Messenger to know the nearest partner store in your area.

To be eligible for a loan, you must be a Filipino citizen aged 18 or above with a stable income, whether from employment, self-employment, business, or remittances. You need at least one valid ID from the list, an iOS or Android phone, and a mobile number and email that only you use and own.

Before visiting the store, make sure to check all the requirements to avail a loan.

If you're a new Salmon client, you have the exclusive opportunity to apply for Salmon Credit directly within the app.

Here are the IDs you can submit for your loan application:
  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

For online loan applications
PRC and Voter’s IDs are not accepted. Also, we only accept the plastic card PhilSys ID, not the digital version.
Log in to the Salmon app using the mobile phone number you provided during registration. Once logged in, select the loan product you wish to repay from the options available on the Home screen.
After reviewing your payment due dates and amount dues, tap "Go to payment" and choose a payment method.

You have four (4) repayment options:
  • QR Ph: The fastest way to repay. Just generate a QR code in the Salmon app and upload it to any e-wallet or bank to repay. No need for manual log in with OTP
  • E-wallets (GCash and Maya): The Salmon app redirects to your e-wallet of choice, where you can repay the loan
  • Over-the-counter services (7-Eleven, Cebuana Lhuillier, SM Bills Payments, and MLhuillier): To use these services, get payment details from the app and go to one of the branches of these over-the-counter services to repay your loan
  • Online banking (UnionBank, RCBC, BDO, and BPI): The Salmon app redirects to your bank of choice, where you can repay the loan.

Follow the on-screen instructions to make the payment. Payments are posted in real-time, with confirmation via SMS or push notification.

You can also repay your loan by logging into your account on the Salmon website.

  • Go to the Salmon website
  • Click on "Log In"
  • Select "For customers"
  • Enter your Salmon-registered mobile number and log in via OTP
  • Check your due date and the amount due
  • Select your preferred payment method and click "pay"

If you had trouble with these methods, you can ask for help from Salmon Customer Care on Messenger.