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Salmon Credit

Easy financing for every need

Be ready for everything, from shopping sprees to real-life emergencies. Borrow up to ₱100,000

Apply now
Salmon credit line
Salmon credit line
Zero annual fees
Say goodbye to processing and hidden fees
Reusable
Apply once and use the money as often as you need
Reliable security
Your money is protected from threats like theft and skimming

Salmon Credit offers easy access to credit

Without high fees, confusing terms, or common security risks

How it works?

You will get a credit line - a kind of flexible loan. It lets you use money up to a credit limit. And the best part? There’s no need to reapply each time you need money

Get a credit limit of up to ₱100,000

The more you use your credit line, the higher your limit can grow.

Enjoy 0% interest for up to 62 days

Just pay the monthly minimum every 30 days and keep using your credit line

No annual fees No hidden charges
Clear and honest pricing. No surprise or extra costs
Flexible ways to use your credit line
Transfer to banks, e-wallets, or pay with your Access Card and QRPh
Apply now

Pay with Salmon Credit anywhere you see qr ph logo 

Salmon Credit is an accepted payment method in over 600,000 merchants in the Philippines

Get Salmon Credit

Use Salmon Credit your way

Budget for big-ticket items

Buy that new phone or book a trip for that well-deserved vacation

Bills and monthly payments

No more worries about running short of money and late payments

Cash advance

You can make transfers to friends and loved ones

Emergency fund

Get ready for unexpected life expenses or financial emergencies

Apply now

Convenient cash-in options

Add money to your credit line using your e-wallet, bank, or via over-the-counter services. With no fees

Get the app to apply

  1. Download the Salmon app for free to apply for Salmon Credit
  2. Share an active Philippine mobile number and email address to create an account
  3. Complete the forms and submit one valid government-issued ID
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FAQs

Currently, if you're an existing customer, you can apply for a product purchase loan, known as Salmon Financing, in various stores across the Philippines. Additionally, other products such as Salmon Credit and Cash Loan are selectively offered to current clients.

To get a product purchase loan, find a store that is a Salmon partner. In the store, locate a Salmon Ambassador who will tell you about the terms, advise on what products you can buy on credit, help you fill out an application, and obtain the loan.

You may chat with Salmon Customer Service via our In-App Chat to know the nearest partner store in your area. To do so, first open the Salmon app, tap Help, and then, tap Customer Service.

To be eligible for a loan, you must be a Filipino citizen aged 18 or above with a stable income, whether from employment, self-employment, business, or remittances. You need at least one valid ID from the list, an iOS or Android phone, and a mobile number and email that only you use and own.

Before visiting the store, make sure to check all the requirements to avail a loan.

If you're a new Salmon client, you have the exclusive opportunity to apply for Salmon Credit directly within the app.

 

Here are the IDs you can submit for your loan application:
  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

For online loan applications
PRC and Voter’s IDs are not accepted. Also, we only accept the plastic card PhilSys ID, not the digital version.

Log in to the Salmon app using the mobile phone number you provided during registration. Once logged in, select the loan product you wish to repay from the options available on the Home screen.


After reviewing your payment due dates and amount dues, tap "Go to payment" and choose a payment method. You have four (4) repayment options:

 

  • QR Ph: The fastest way to repay. Just generate a QR code in the Salmon app and upload it to any e-wallet or bank to repay. No need to manually log in with your OTP.
  • E-wallets (GCash and Maya): The Salmon app redirects to your e-wallet of choice, where you can repay your loan.
  • Over-the-counter services (7-Eleven, Cebuana Lhuillier, and SM Bills Payments): To use these services, get your payment details from the app and go to one of the branches of these over-the-counter services to repay your loan.
  • Online banking (UnionBank, RCBC, BDO, and BPI): The Salmon app redirects you to your bank of choice, where you can repay your loan.

 

You can conveniently repay your Salmon financial products without using the Salmon app, with no fee through e-wallets, bank apps, physical shops, or self-service kiosks.
Payments are posted in real time, with confirmation via SMS or push notification.
 

Make sure to provide the 11-digit mobile number linked to your Salmon account in the following format: 09*********. 

 

Find Salmon as a biller at:

 

  • Mobile apps: GCash, Maya, Globe, BDO, and PalawanPay
  • Stores, pawnshops, supermarkets: 7-Eleven (through their CLiQQ kiosks), Cebuana Lhuillier, TrueMoney, and Puregold
  • Self-service kiosks: CLiQQ (7-Eleven), ECPay, and eTap