Grow savings at 4%, zero lock-ins
Earn interest daily, full access to your funds anytime
4% interest daily
Interest accrues daily on your Salmon Save balance — higher than most traditional banks
No lock-in period
Accessible anytime you need to deposit or withdraw funds
Monthly payouts
Earn a little extra with your interest payouts given at the end of the every month
One account, many goals
Save for what matters while your money stays accessible
Emergency fund
Emergencies happen without warning. That’s why money set aside for those moments should be accessible — and earning while it waits
Family reserve
Family comes first. A dedicated fund means the money is there, growing quietly in the background, until you need it most
Travel budget
Adventures are easier when planned well in advance — starting with a budget set aside and left to grow until you’re ready to go
Open a Salmon Save account
Savings earn 4% per year, accruing daily and paid out every month
Earn from 6% per year on your Time Deposit
Reach your savings goals faster with one of the best rates in the market
Flexible terms
From 6 months to 5 years
Accessible for everyone
Start with as little as ₱5,000
Your money, always within reach
Bank with confidence
Deposits are insured by PDIC up to ₱1 Million per depositor
FAQ
Salmon Save is our everyday savings account with Salmon Bank (Rural Bank) Inc. It’s designed to help you grow your money safely while keeping it easy to access, with no maintaining balance and no monthly maintenance fee.
Your Salmon Save earns 4% per annum — one of the most competitive rates around, with no maintaining balance required to enjoy it.
You can keep up to ₱1,000,000 in a single Salmon Save account. You’re welcome to open up to 5 Salmon Save accounts if you’d like to save more.
You can open a Salmon Save account in two ways:
- Through the Salmon app — download the app, fill out the online application form, and upload the required documents. We’ll activate your account once your application is approved.
- Through branch application — visit one of our branches (Sta. Rosa, Laguna or Bacoor, Cavite), where a bank representative will guide you through the paper application, help you fill out the forms, and let you know once your account is approved.
Yes, opening a Salmon Save also opens a Salmon Daily (checking account) for you by default.
You can only fund your Salmon Save account by transferring money to and from your Salmon Daily (checking account), right within the app. The minimum transfer amount is ₱1, and the maximum is limited to the available balance in the account you're transferring from.
These transfers happen between 8:00 am and 8:00 pm, and most go through almost instantly — though they can take up to 2 hours to complete.
If you transfer between 6:00 pm and 8:00 pm, it may complete the same day or first thing the next morning. If you transfer between 8:00 pm and 8:00 am, it'll complete by 10:00 am the next morning.
You can fund your Salmon Daily itself through PESONet, QR Ph, or InstaPay transfers.
The minimum transfer amount is ₱1. The maximum is limited to the available balance in the account you're transferring from.
