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Grow your savings 8.88% every year

Earn as much as 8.88% interest and get the best industry rates with our products. Deposits are insured by PDIC up to P1,000,000 per depositor*

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Enjoy up to 8.88% p.a.

Let your money grow every year

Flexible terms

Choose from 6 to 12 months or longer

Insured by PDIC

₱1,000,000 per depositor*

Open your account in 3 easy steps

1
Introduce yourselfComplete the form with basic information to get started
2
Answer our phone callA bank manager will help open your time deposit account
3
Deposit your moneyAdd funds to your account and watch your money grow over time

Complete the form

Fill in the form below and a bank officer will contact you

Save longer, earn bigger

Choose the best option for you

₱300,000

 

6 months

Earn ₱7,500 (5%)

 

12 months

Earn ₱18,000 (6%)

₱600,000

 

6 months

Earn ₱18,000 (6%)

 

12 months

Earn ₱53,280 (8.88%)

₱1,000,000

 

6 months

Earn ₱30,000 (6%)

 

12 months

Earn ₱88,800 (8.88%)

FAQs

Here are the IDs you can submit for your loan application:
  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

For online loan applications
PRC and Voter’s IDs are not accepted. Also, we only accept the plastic card PhilSys ID, not the digital version.

Yes, deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) for up to Php 1,000,000.00 per depositor.

The requirements to open a bank account are two valid government IDs and two pieces of a recent 1x1 picture. Alien Certificate of Registration is required for foreign nationals.

  • Maintenance Fee - ₱200 for accounts that fall below the required Average Daily Balance for at least two (2) consecutive months
  • Overdraft Charges - ₱2,200 for the first ₱40,000 and an additional of ₱100 for every ₱40,000 thereafter
  • Stop Payment Order Charge - ₱2,200
  • Checkbook - ₱500 inclusive of documentary stamps
  • Dormancy Fee - ₱30 after five (5) years after the last activity
  • Issuance of Bank Statements - ₱50 per page
  • Certification of Deposit - ₱200
  • Tax - 20% withholding tax for matured time deposit accounts
  • Documentary Stamp Tax – For termination of accounts

Yes, but the account that will be opened on behalf of a ward or a minor should be maintained by a legal parent or guardian.

Rural Bank of Sta. Rosa (Laguna), Inc. is regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph).

Deposits are insured by PDIC up to ₱1,000,000 per depositor.