logo
Product LoanCreditDepositsOur BankMerchantsCareersHelp
Get the app

Product Loan

Shop now. Pay monthly

Get anything today and pay later in affordable monthly installments with Salmon Product Loan

Apply now

Borrow up to ₱60,000

Shop gadgets, clothes, appliances, and more

Pay nothing 
upfront

As low as 0% down payment

Get approved in 1 minute

You only need one ID to apply

Available in over 5,000 stores across the Philippines

Buy phones, gadgets, appliances, clothes, and more at Salmon partner stores.

Find nearby stores

Easy requirements to apply

    Must be a Filipino at least 18 years old

    Having a valid government ID

    With a steady income

    Email and Philippine mobile number

Apply now

Product Loan calculator

Easy to check your upcoming monthly payment

₱

₱

Payment period (in months)
3
4
6
9
12
18
24

Monthly payment:

₱1,500

Interest rate:

0%

This is an estimated monthly payment. Final amount and conditions will be set upon in-store loan approval

Industry-leading security you can rely on

    Biometric security

    Face scans and two-step verification ensure that only you can access your money and Salmon account.

    Artificial intelligence

    We fight fraud and protect our customers using cutting-edge AI tools that monitor and detect suspicious activity.

    Best-in-class customer service

    Chat with a real person from our support team for clear answers to all your questions.

Apply now
For customers

Product Loan repayments

Pay your monthly installment with e-wallets, credit or debit cards, or over the counter.How to repay

Job board

Become a part of something incredible. There’s a place at Salmon for every kind of talent and brilliance

View jobs

FAQs

Currently, if you're an existing customer, you can apply for a product purchase loan, known as Salmon Product Loan, in various stores across the Philippines. Additionally, other products such as Salmon Credit Line and Personal Loan are selectively offered to current clients.

To get a product purchase loan, first find a store that is a Salmon partner in our location directory. Once you're in the store, locate a Salmon Ambassador who will tell you about the terms, advise on what products you can buy on credit, help you fill out an application, and obtain the loan.

You may chat with Salmon Customer Service via our In-App Chat to know the nearest partner store in your area. To do so, first open the Salmon app, tap Help, and then, tap Customer Service.

To be eligible for a loan, you must be a Filipino citizen aged 18 or above with a stable income, whether from employment, self-employment, business, or remittances. You need at least one valid ID from the list, an iOS or Android phone, and a mobile number and email that only you use and own.

Before visiting the store, make sure to check all the requirements to avail a loan.

If you're a new Salmon client, you have the exclusive opportunity to apply for Salmon Credit Line directly within the app.

 

Here are the IDs you can submit for your loan application:

  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

There are two ways you can make repayments for your loans at Salmon:

  • Using the Salmon app — the most secure repayment method with no additional fees.
  • Without the Salmon app — make repayments through external channels like e-wallets, bank apps, or self-service kiosks. Please note that some fees may apply, which are collected by our payment partners.

 

Using the Salmon app

Log in to the Salmon app using the mobile number you registered during the application process. Once logged in, select the loan product you wish to repay from the options available on the Home screen.

  • GCash / Maya (Recommended)

    • The fastest and easiest option: select GCash or Maya, generate the QR Ph code, and upload it to your chosen e-wallet app.

  • Banks (UnionBank, RCBC, and BPI)

    • The Salmon app will redirect you to your selected bank’s app to complete your payment.

  • Over-the-counter (7-Eleven and Cebuana Lhuillier)

    • Generate your payment barcode/code from the app and visit one of the listed partners to make your repayment.

 

All repayments made through the Salmon app come with no transaction fees with instant SMS/push confirmation of your repayment, and our support team is available 24/7 to help you along the way in case of any questions or requests.

 

If you haven’t downloaded the Salmon app yet, please download it here.

 

Without the Salmon app

Outside the Salmon app, you can pay through various self-service kiosks or our partners’ apps.

To make your payment, remember to use your loan account number. You can easily find this in the Salmon app. Just tap your loan product on the Home screen and check the Account details section.

 

Self-service kiosks

Look for Salmon under the “Bills” section:

  • CLiQQ — available at 7-Eleven stores nationwide
  • ECPay — available at TrueMoney, Puregold, and other partner outlets
  • eTap — available in select locations

 

Mobile apps

Find Salmon under Bill Payments in:

  • GCash / Maya
  • Globe
  • BDO
  • PalawanPay

An ₱18 service fee applies when you pay through these services. This fee is charged by our payment partners. Payments made through the Salmon app remain free of charge.