How do I repay my Credit Line balance?

You can repay your balance any time from the Salmon app — go to Credit Line, then tap Payments and choose:

• Minimum payment — the smallest amount you need to pay by your due date to keep your account in good standing. It helps you avoid late fees, but you'll still pay interest on what's left. This payment is required.

• Recommended payment — the suggested amount that covers your minimum payment and also pays off part of what you owe. This reduces your balance faster and lowers the total interest you'll pay. This payment is optional.

• 0% interest payment — pay this in full by the due date to get 0% interest on your card and QR purchases from your last cycle. It doesn't cover purchases or payments made after your statement date — including any cash transfer made after that date.

• Outstanding balance — your total current balance, including all past purchases, fees, and any interest. Pay this anytime to fully settle your Credit Line.

• Any amount — pay as much as you want, between the minimum payment and your outstanding balance.

Your repayment can't be more than ₱200 above your outstanding balance. For more information, visit Salmon — How to repay.

All possible ways to pay your Credit Line — including auto-debit, QR Ph, e-wallets, bank transfers, over-the-counter partners, and self-service kiosks — are listed at Salmon — How to repay.