How can I use my cashback?

You can redeem available cashback manually in the Salmon app. Cashback can only be used to reduce your outstanding Credit Line balance, including fees and interest. It cannot be: Withdrawn as cash Transferred to another account Used to pay for new purchases You must have an outstanding balance to redeem cashback. You cannot redeem more cashback than the amount you need to pay.

How does cashback work with Credit Line?

Cashback lets eligible customers earn back part of eligible purchases made with Salmon Credit Line.

Cashback is earned automatically. After it becomes available, you can redeem it in the Salmon app to reduce your outstanding Credit Line balance, which is the amount you still need to pay.

How cashback works

You earn 0.5% cashback on eligible purchases made with Credit Line using QR Ph or your card.

Monthly cashback cap

In each billing cycle, the most cashback you can earn is 0.5% of your monthly credit limit.

For example, if your monthly credit limit is ₱30,000, your cashback cap for that billing cycle is ₱150.

Cashback is earned in Philippine pesos. Cashback earned during your current billing cycle appears as Earned this cycle in the Salmon app. It becomes available to redeem after the billing cycle ends.

There is no total limit on how much cashback you can earn over time. The monthly cap still applies. When you reach it, the app displays Monthly cashback limit reached.

You can redeem available cashback manually in the Salmon app.

Cashback can only be used to reduce your outstanding Credit Line balance, including fees and interest. It cannot be:

Withdrawn as cash
Transferred to another account
Used to pay for new purchases

You must have an outstanding balance to redeem cashback. You cannot redeem more cashback than the amount you need to pay.