Why are there two tabs — To Salmon Bank (Rural Bank) and To other banks — and where can I see the fee and exchange rate?

The tabs show your two ways to send money and why fees can differ: transfers to a Salmon account may have lower fees and can sometimes be fee-free depending on the offer, while transfers to another bank or e-wallet may include a fee. 

Before you confirm the transfer, the app shows the fee, the exchange rate, and the estimated amount after the fee your recipient will receive. The rate shown is an estimate — exchange rates can change, so check Transaction details for the final numbers once the transfer processes.