What is a primary owner of a Joint Salmon Time Deposit?

A primary owner is the person who opened the Time Deposit. Adding co-owners does not change this. The primary owner continues to manage the account in the Salmon app.

The primary owner can:

•fund the Time Deposit from their Salmon Checking account

•invite co-owners

•cancel pending invitations

•view invitation statuses

•set or change maturity instructions, such as what happens when the Time Deposit matures

•choose where interest and the final payout will be credited

•request pre-termination, if the product terms allow it

Co-owners can view account information, but they cannot manage or change the account.