Which QR Ph payments are affected?
The fee applies to QR Ph payments to financial institutions, including:
E-wallets and payment services, such as GCash and Maya
Banks, such as BPI, RCBC, SeaBank, and GoTyme
Lending companies, such as Billease, Mabilis Cash, MALI Lending Corp and SKYPAY
QR Ph payments to stores, restaurants, and other merchants that sell goods or services are not affected. When you make a QR Ph payment, the app first checks whether the merchant you transacted with is a financial institution. We use a merchant list to classify QR Ph payments before deciding whether the fee applies.
If a fee applies, we will always notify you before you confirm your payment.