Salmon Credit is a revolving credit line that allows you to borrow money as needed up to a set credit limit. You can borrow as many times as you need, as long as you pay at least the minimum amount due every month. You'll also only pay interest on the money you use.

For existing or former Salmon customers
Salmon Credit is available to customers who have used Salmon Financing without any payment delays. Eligible customers will be notified via a push notification, SMS, or a special banner in the Salmon app.

For New Salmon customers
New Salmon clients can apply for Salmon Credit directly in the Salmon app.

1. Download the Salmon app for free on iOS, Android, or Huawei.
2. Open the Salmon app and select “New Customer” to start the application process.
3. Enter an active Philippine mobile number we can register to your Salmon account.
4. Verify the mobile number by entering the OTP (one-time password) we’ll send via SMS.
5. Complete the application forms with accurate information about you and your finances.
6. Give us a few minutes to process the application. You’ll receive a push notification to inform you about the result.
7. If you’re approved, review and sign your Salmon Credit Agreement with an OTP.

Your credit line is ready to use after signing your Salmon Credit Agreement.

Remember that you only need to apply once to use the credit line as much as you want.

However, your credit line will be temporarily locked if you do not pay at least the minimum amount due every month.