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Only for existing customers — until Jan 15

Christmas shopping with flexible payment plans

Buy gifts for you and your loved ones now, and pay later in easy monthly installments with Salmon Financing.

Apply now

Higher approval rates for existing customers

As low as 10% down payment

Valid until January 15

Shop at over 2,000 stores nationwide this holiday season

Discover a hassle-free shopping experience with our Salmon partner stores, offering clothes, toys, gadgets, homeware, and more for everyone on your list.

See all stores

Apply in 3 easy steps

    Visit any Salmon partner store located in popular malls across the Philippines

    Choose a single item or bundle multiple products you want to buy with Salmon Financing

    Find a Salmon Ambassador to start your application for Salmon Financing

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FAQs

Currently, if you're an existing customer, you can apply for a product purchase loan, known as Salmon Product Loan, in various stores across the Philippines. Additionally, other products such as Salmon Credit Line and Personal Loan are selectively offered to current clients.

To get a product purchase loan, first find a store that is a Salmon partner in our location directory. Once you're in the store, locate a Salmon Ambassador who will tell you about the terms, advise on what products you can buy on credit, help you fill out an application, and obtain the loan.

You may chat with Salmon Customer Service via our In-App Chat to know the nearest partner store in your area. To do so, first open the Salmon app, tap Help, and then, tap Customer Service.

To be eligible for a loan, you must be a Filipino citizen aged 18 or above with a stable income, whether from employment, self-employment, business, or remittances. You need at least one valid ID from the list, an iOS or Android phone, and a mobile number and email that only you use and own.

Before visiting the store, make sure to check all the requirements to avail a loan.

If you're a new Salmon client, you have the exclusive opportunity to apply for Salmon Credit Line directly within the app.

 

Here are the IDs you can submit for your loan application:

  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

There are two ways you can make repayments for your loans at Salmon:

  • Using the Salmon app — the most secure repayment method with no additional fees.
  • Without the Salmon app — make repayments through external channels like e-wallets, bank apps, or self-service kiosks. Please note that some fees may apply, which are collected by our payment partners.

 

Using the Salmon app

Log in to the Salmon app using the mobile number you registered during the application process. Once logged in, select the loan product you wish to repay from the options available on the Home screen.

  • GCash / Maya (Recommended)

    • The fastest and easiest option: select GCash or Maya, generate the QR Ph code, and upload it to your chosen e-wallet app.

  • Banks (UnionBank, RCBC, and BPI)

    • The Salmon app will redirect you to your selected bank’s app to complete your payment.

  • Over-the-counter (7-Eleven and Cebuana Lhuillier)

    • Generate your payment barcode/code from the app and visit one of the listed partners to make your repayment.

 

All repayments made through the Salmon app come with no transaction fees with instant SMS/push confirmation of your repayment, and our support team is available 24/7 to help you along the way in case of any questions or requests.

 

If you haven’t downloaded the Salmon app yet, please download it here.

 

Without the Salmon app

Outside the Salmon app, you can pay through various self-service kiosks or our partners’ apps.

To make your payment, remember to use your loan account number. You can easily find this in the Salmon app. Just tap your loan product on the Home screen and check the Account details section.

 

Self-service kiosks

Look for Salmon under the “Bills” section:

  • CLiQQ — available at 7-Eleven stores nationwide
  • ECPay — available at TrueMoney, Puregold, and other partner outlets
  • eTap — available in select locations

 

Mobile apps

Find Salmon under Bill Payments in:

  • GCash / Maya
  • Globe
  • BDO
  • PalawanPay

An ₱18 service fee applies when you pay through these services. This fee is charged by our payment partners. Payments made through the Salmon app remain free of charge.