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Salmon Credit

Credit without the card and the hassle

Be ready for everything, from shopping sprees to real-life emergencies. Borrow up to ₱50,000

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Zero annual fees

Salmon Credit also has no processing 
or hidden fees

Reusable

Apply once and use the money as often as you need

100% digital and secure

Say goodbye to stolen credit cards and illegal skimming

How it works?

You will get a credit line - a kind of flexible loan. It lets you use money up to a credit limit. And the best part? There’s no need to reapply each time you need money

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Get a credit limit 
up to ₱50,000

Increase your credit limit the more you use and cash in on your credit line

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You’re not required 
to pay in full

Just pay the monthly minimum every 30 days and keep using your credit line

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Pay interest only on the amount you use

No processing fees, hidden fees, or unfair tricks

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Use the money again and again

Make purchases via QR 
or transfer to any bank or 
e-wallet

Get Salmon Credit

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Still have questions? Get support and find out more information about Salmon Credit in our community

Convenient cash-in options

Add money to your credit line using your e-wallet, bank, or via over-the-counter services. With no fees

QR PHGCashMayaSeven Eleven 7/11CSM AuraRBPIUnion BankRCBCBDO

Get the app to apply

  1. Download the Salmon app for free to apply for Salmon Credit
  2. Create an account using active Philippine mobile number
  3. Complete the forms and submit one valid government-issued ID
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FAQs

Salmon Credit is a revolving credit line that allows you to borrow money as needed up to a set credit limit. You can borrow as many times as you need, as long as you pay at least the minimum amount due every month. You'll also only pay interest on the money you use.

For New Salmon customers
 

New Salmon clients can apply for Salmon Credit directly in the Salmon app.


 

  1. Download the Salmon app for free on iOS, Android, or Huawei App Gallery.
  2. Open the Salmon app and select “Get started” to start the application process.
  3. Enter an active Philippine mobile number we can register to your Salmon account.
  4. Verify the mobile number by entering the OTP (one-time password) we’ll send via SMS.
  5. Fill in your personal information and verify your email address.
  6. Enter your address and additional details.
  7. Provide information about your income. Make sure to include all sources of income with full transparency.
  8. Scan your face. Ensure your face is clear, without a hat or glasses, and that you're in a bright environment.
  9. Scan your ID. Carefully check the document options and choose the correct one.
  10. Give us a few minutes to process the application. You'll receive a push notification to inform you about the result.
  11. If you're approved, review and sign your Salmon Credit Agreement with an OTP.

 

Your credit line is ready to use after signing your Salmon Credit Agreement.

 

For existing Salmon customers
 

Salmon Credit is available to customers with a good payment history with Salmon Financing. Eligible customers will be notified via push notification, SMS, or a banner in the Salmon app where they can apply.
 

Existing customers can also apply at selected partner stores with the help of a Sales Ambassador. You may check our list of partner stores here: List of Partner Stores for Salmon Credit Application.pdf


Once approved, customers can enjoy seamless access to their Salmon Credit line without the need to reapply. Their credit remains available anytime, providing flexibility for planned or unexpected expenses.

 

To keep the credit line active, they must make at least the minimum payment each month. If a payment is missed, the credit line will be temporarily locked until the 

However, your credit line will be temporarily locked if you do not pay at least the minimum amount due every month. required amount is settled. Regular payments not only ensure uninterrupted access but also help build a positive credit history, potentially increasing their available credit limit over time.

Here are the IDs you can submit for your loan application:
  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

For online loan applications
PRC and Voter’s IDs are not accepted. Also, we only accept the plastic card PhilSys ID, not the digital version.

There are two ways you can make repayments for your Salmon loan products:

  • Using the Salmon app - The most secure repayment method with no additional fees.
  • Without the Salmon app - Use the mobile number you registered during the application process to make payments through e-wallets, bank apps, or self-service kiosks.

 

 

Using the Salmon app

Log in to the Salmon app using the mobile number you registered during the application process. Once logged in, select the loan product you wish to repay from the options available on the Home screen.

 

  • GCash / Maya (Recommended)

    • The fastest and easiest option: select GCash or Maya, generate the QR Ph code, and upload it to your chosen e-wallet app.

     

  • Banks (UnionBank, RCBC, BDO, and BPI)
    • The Salmon app will redirect you to your selected bank’s app to complete your payment.

 

 

 

  • Over-the-counter (7-Eleven, Cebuana Lhuillier, and SM Bills Payment)
    • Generate your payment barcode/code from the app and visit one of the listed partners to make your repayment.

 

 

All repayments made through the Salmon app come with no transaction fees with instant SMS/push confirmation of your repayment, and our support team is available 24/7 to help you along the way in case of any questions or requests.

If you haven’t downloaded the Salmon app yet, please download it here.

 

 

Without the Salmon app

You can still make payments easily using the self-service kiosks or mobile apps listed below:

 

 

  • Self-service kiosks Find the nearest CLiQQ, ECPay, or eTap kiosk and look for Salmon under the “Bills” section.

    • CLiQQ – available at 7-Eleven stores nationwide
    • ECPay – available at TrueMoney, Puregold, and other partner outlets
    • eTap – available in select locations

     

  • Mobile apps: Open any of the listed apps and find Salmon under the “Bills” section
    • GCash/Maya
    • Maya
    • Globe
    • BDO
    • PalawanPay