Salmon Credit

Credit without the card and the hassle

Be ready for everything, from shopping sprees to real-life emergencies. Borrow up to ₱50,000

Apply for Salmon Credit

Zero annual fees

Salmon Credit also has no processing  or hidden fees

Reusable

Apply once and use the money as often as you need

100% digital and secure

Say goodbye to stolen credit cards and illegal skimming

How it works?

You will get a credit line - a kind of flexible loan. It lets you use money up to a credit limit. And the best part? There’s no need to reapply each time you need money

Get a credit limit  up to ₱50,000

Increase your credit limit the more you use and cash in on your credit line

You’re not required  to pay in full

Just pay the monthly minimum every 30 days and keep using your credit line

Pay interest only on the amount you use

No processing fees, hidden fees, or unfair tricks

Use the money again and again

Make purchases via QR  or transfer to any bank or  e-wallet

Get Salmon Credit

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Convenient cash-in options

Add money to your credit line using your e-wallet, bank, or via over-the-counter services. With no fees

Get the app to apply

Download the Salmon app for free to apply for Salmon Credit
Create an account using active Philippine mobile number
Complete the forms and submit one valid government-issued ID

Download App

FAQs

How do I apply for Salmon Credit?

Salmon Credit is a revolving credit line that allows you to borrow money as needed up to a set credit limit. You can borrow as many times as you need, as long as you pay at least the minimum amount due every month. You'll also only pay interest on the money you use.

For existing or former Salmon customers
Salmon Credit is available to customers who have used Salmon Financing without any payment delays. Eligible customers will be notified via a push notification, SMS, or a special banner in the Salmon app.

For New Salmon customers
New Salmon clients can apply for Salmon Credit directly in the Salmon app.

Download the Salmon app for free on iOS, Android, or Huawei.
Open the Salmon app and select “New Customer” to start the application process.
Enter an active Philippine mobile number we can register to your Salmon account.
Verify the mobile number by entering the OTP (one-time password) we’ll send via SMS.
Complete the application forms with accurate information about you and your finances.
Give us a few minutes to process the application. You’ll receive a push notification to inform you about the result.
If you’re approved, review and sign your Salmon Credit Agreement with an OTP.

Your credit line is ready to use after signing your Salmon Credit Agreement.

Remember that you only need to apply once to use the credit line as much as you want.

However, your credit line will be temporarily locked if you do not pay at least the minimum amount due every month.

What IDs are accepted?

How can I pay my loan?

Log in to the Salmon app using the mobile phone number you provided during registration. Once logged in, select the loan product you wish to repay from the options available on the Home screen.

After reviewing your payment due dates and amount dues, tap "Go to payment" and choose a payment method.You have four (4) repayment options:

QR Ph: The fastest way to repay. Just generate a QR code in the Salmon app and upload it to any e-wallet or bank to repay. No need for manual log in with OTP
E-wallets (GCash and Maya): The Salmon app redirects to your e-wallet of choice, where you can repay the loan
Over-the-counter services (7-Eleven, Cebuana Lhuillier, and SM Bills Payments): To use these services, get payment details from the app and go to one of the branches of these over-the-counter services to repay your loan
Online banking (UnionBank, RCBC, BDO, and BPI): The Salmon app redirects to your bank of choice, where you can repay the loan.

Follow the on-screen instructions to make the payment. Payments are posted in real-time, with confirmation via SMS or push notification.You can conveniently repay your Salmon financial products without using the Salmon app, with no fee, through e-wallets, bank apps, physical shops, or self-service kiosks.
Payments are posted in real-time, with confirmation via SMS or push notification.

Make sure to provide the 11-digit mobile number linked to your Salmon account in format 09*********.Find Salmon as a biller in:

Mobile apps: GCash, Maya, Globe, BDO, PalawanPay
Stores, pawnshops, supermarkets: 7-Eleven (CLiQQ kiosks), Cebuana Lhuillier, TrueMoney, Puregold
Self-service kiosks: CLiQQ (7-Eleven), eTAP, ECPay