Who can apply for a loan?

Any Filipino citizen aged 18 and above can apply for a loan.

You need to have a steady income, whether you're an employee, self-employed, own a business, or receive remittances.

You must have at least one valid ID from the following list and a mobile phone. Additionally, use a Philippine mobile number and email that are actively used and owned exclusively by you.

You should use one of the following required IDs:
  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

For online applications
We don’t accept PRC and Voter’s IDs. Also, for online applications, we only accept the plastic card PhilSys ID, not the digital version or printed version.

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