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How does cashback work for Credit Line?

Make purchases using QR Ph or your Salmon Access Card with your Credit Line, and earn 0.5% cashback on eligible purchases — automatically, with no promo codes, no missions, and no minimum spend.

  • Earning rate: 0.5% of every eligible purchase made using QR Ph or your Salmon Access Card

  • Not eligible: cash advances, money transfers and wire transfers, gambling and betting, pawn shops, stockbrokers, video game arcades, and other categories — see Which transactions do not earn cashback?

  • Monthly cap: your cashback each cycle can't be more than 0.5% of your monthly credit limit (for example, a ₱30,000 limit caps your cashback at ₱150 that cycle)

  • Lifetime cap: none

  • When it becomes available: after the billing cycle ends

  • How to redeem: manually in the app, applied to your outstanding balance

  • Redemption limit: you need an outstanding balance to redeem cashback, and you can't redeem more than you currently owe

  • Cash-out: cashback can't be withdrawn as cash, transferred to another account, or used for new purchases

  • Refunds: if a purchase is refunded, the matching cashback is reversed

  • Expiry: none currently

For more information, see How does cashback work with Credit Line?

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